New Jersey's Workers' Compensation
Practical guidance for restaurant and hospitality employers: Workers’ compensation is more than a renewal premium. Payroll classifications, claims history, and audits all affect your costs. Through NJRHA partner Acrisure, Joel MacLean helps members understand their coverage, review what they pay, and address questions throughout the policy year.
Practical guidance for restaurant and hospitality employers: Workers’ compensation is more than a renewal premium. Payroll classifications, claims history, and audits all affect your costs. Through NJRHA partner Acrisure, Joel MacLean helps members understand their coverage, review what they pay, and address questions throughout the policy year.
Your NJRHA Insurance Resource
Joel MacLean CIC, CLCS, CPIA Senior Risk Advisor
Acrisure NJRHA Executive Suite Partner Joel works closely with restaurant and hospitality owners to connect insurance decisions with how their businesses operate. His approach includes coverage reviews, claims advocacy, and coordination with management, accounting, and payroll. Whether you have a specific workers’ comp question or want a broader insurance review, Joel is available to help. Call Joel MacLean: 609-436-4974 or send him an e-mail. Click here to view other contact methods.
We help clients worry less about risk, so they can focus on business. Running a business is challenging – payroll, inventory, contracts, clients – it all adds up to a lot of stress. Don’t let unknown problems add to that list. With comprehensive policies to protect all aspects of your business, you can focus more on your business and worry less about risk.
Acrisure knows what a company needs to protect itself, regardless of industry. From retail to manufacturing to technology, we serve businesses in all industries. This allows us to know how your company operates and where the risks lie. Our experience and extensive product offerings give you peace of mind, knowing you’re properly protected, and at the best possible rates.
Make Sense of Your Workers’ Compensation
Payroll & Classifications
Review employee duties, payroll reporting, and classifications for accuracy.
Experience Rating
Understand how your claims history affects your experience modification factor and premium.
Audits & Renewals
Prepare for payroll audits, address discrepancies, and review changes before renewal.
Claims & Cost Management
Get help navigating claims and identifying opportunities to manage costs and reduce future losses.
Support Beyond Workers’ Compensation
Your business faces risks beyond employee injuries. Joel can also help with:
Property & Business Income
Coverage for buildings, equipment, and income lost following a covered interruption.
Liability & Liquor Liability
General liability, alcohol-related exposures, business auto, and umbrella coverage.
Employee Benefits
Health benefits and funding options suited to your workforce and business.
Cyber & Employment Practices
Coverage for cyber incidents and employment-related claims.
Captives & Alternative Insurance Programs
Evaluate whether a captive or another risk-funding approach fits your organization.
Start With Your Workers’ Comp Question
Have an upcoming renewal, an audit concern, or a question about your current policy? Contact Joel to discuss it.